Policy lene se
pehle sach jaan lo.
Galat jankari se claim reject hota hai.
TrustLine aapko pehle hi sahi guide karta hai.
🕐Our advisor will contact you within 24 hours
Why Truth Matters?
Wrong info can
lead to claim reject
Full disclosure ensures
claim protection
Honest today,
secure tomorrow
We are with you,
not just for selling
How TrustLine Works?
Simple, Fast & Transparent
Login / Register
Login with mobile number and verify with OTP.
Fill Health Details
Answer easy questions about your health and family.
We Analyze
Our smart system analyzes your information instantly.
Get Your Result
Know your eligibility status in just a few seconds.
Our Advisor Will Contact
Our expert will connect with you within 24 hours.
You Will Get 3 Types of Result
Clear. Honest. Transparent.
You are Eligible
You are eligible for standard health insurance policy.
You are Eligible with Loading
You are eligible, but your premium may be higher due to medical history.
You are Not Eligible
Currently, you are not eligible for a mediclaim policy.
Benefits for Everyone
For Customers
- ✓ Know your eligibility in advance
- ✓ Avoid claim rejection risk
- ✓ Get right guidance
- ✓ Save time & money
For Agents
- ✓ Verified & genuine leads
- ✓ Build trust with customers
- ✓ Reduce post sale issues
- ✓ Increase closing ratio
For Companies
- ✓ Better quality underwriting
- ✓ Lower claim disputes
- ✓ Happier customers
- ✓ Strong brand trust
Why TrustLine Solutions
Built with practising underwriters and medical advisors so the result you see reflects how real insurers will assess your application.
Private by design
Your health data never leaves your browser. Nothing is stored, sold, or shared with insurers.
Insurer-agnostic logic
Rules are mapped against IRDAI guidelines and the published underwriting norms of major Indian insurers.
Doctor-reviewed dataset
Our 120+ condition list is curated and re-checked quarterly by an in-house medical panel.
Always free, no upsell
No login, no agent will call you, and we never resell results. The check is the product.
Plans we screen against
Whichever cover you intend to apply for, we run your profile against its standard underwriting checklist.
Individual Health
Standalone retail policies for a single insured member.
Family Floater
Single-sum-insured plans covering spouse and children.
Senior Citizen
Age 60+ specific plans with co-pay and waiting-period rules.
Critical Illness
Lump-sum payouts for cancer, cardiac and kidney conditions.
What people say
Real stories from customers and agents
TrustLine told me upfront that my diabetes would mean a 4-year waiting period. I avoided a policy I would have regretted and chose a plan that actually covers me.
My closing ratio went up because customers came in already knowing their eligibility. Fewer surprises, fewer rejected applications, far less paperwork.
I was scared a heart-condition disclosure would mean no policy. The advisor explained the loading option and I got covered the same week.
Frequently asked questions
Is the eligibility result guaranteed?
No. TrustLine gives an indicative outcome based on standard underwriting rules. The final decision rests with the insurer after their own medical and financial assessment.
Will my data be shared with insurance companies?
Never. The check runs in your browser. We do not store your name, age, or health profile on our servers, and we do not pass leads to brokers or insurers without your consent.
Why are some conditions marked Eligible with Loading?
Most insurers accept managed conditions like hypertension or diabetes but apply an extra premium (loading) or a waiting period (usually 24–48 months) before that condition is covered.
What if my result says Not Eligible?
Standard retail plans may decline you, but you can still consider government schemes (PMJAY, state-level cover) or specialised products designed for declined lives. The result page lists relevant alternatives.
How often is the rules engine updated?
Underwriting norms shift with every IRDAI circular. Our medical panel reviews and re-publishes the rule set every quarter, and any major regulatory change is patched within 7 days.
Ready to find out your status?
Takes less than 2 minutes. Completely free.