Galat jankari se claim reject hota hai.
TrustLine aapko pehle hi sahi guide karta hai.
🕐Our advisor will contact you within 24 hours
lead to claim reject
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Simple, Fast & Transparent
Answer easy questions about your health and family.
Our smart system analyzes your information instantly.
Know your eligibility status in just a few seconds.
Our expert will connect with you within 24 hours.
Clear. Honest. Transparent.
You are eligible for standard health insurance policy.
You are eligible, but your premium may be higher due to medical history.
Currently, you are not eligible for a mediclaim policy.
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Associated Advisors
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Built with practising underwriters and medical advisors so the result you see reflects how real insurers will assess your application.
Your health data never leaves your browser. Nothing is stored, sold, or shared with insurers.
Rules are mapped against IRDAI guidelines and the published underwriting norms of major Indian insurers.
Our 120+ condition list is curated and re-checked quarterly by an in-house medical panel.
No login, no agent will call you, and we never resell results. The check is the product.
Whichever cover you intend to apply for, we run your profile against its standard underwriting checklist.
Standalone retail policies for a single insured member.
Single-sum-insured plans covering spouse and children.
Age 60+ specific plans with co-pay and waiting-period rules.
Lump-sum payouts for cancer, cardiac and kidney conditions.
Real stories from customers and agents
TrustLine told me upfront that my diabetes would mean a 4-year waiting period. I avoided a policy I would have regretted and chose a plan that actually covers me.
My closing ratio went up because customers came in already knowing their eligibility. Fewer surprises, fewer rejected applications, far less paperwork.
I was scared a heart-condition disclosure would mean no policy. The advisor explained the loading option and I got covered the same week.
No. TrustLine gives an indicative outcome based on standard underwriting rules. The final decision rests with the insurer after their own medical and financial assessment.
Never. The check runs in your browser. We do not store your name, age, or health profile on our servers, and we do not pass leads to brokers or insurers without your consent.
Most insurers accept managed conditions like hypertension or diabetes but apply an extra premium (loading) or a waiting period (usually 24–48 months) before that condition is covered.
Standard retail plans may decline you, but you can still consider government schemes (PMJAY, state-level cover) or specialised products designed for declined lives. The result page lists relevant alternatives.
Underwriting norms shift with every IRDAI circular. Our medical panel reviews and re-publishes the rule set every quarter, and any major regulatory change is patched within 7 days.
Built and led by experts who believe insurance should be honest, transparent, and human.
Takes less than 2 minutes. Completely free.
